Public Sector Pension Schemes
Select your pension scheme to learn how PensionTech can help check your pension calculations
Police Pension
Specialist analysis for Police Pension Scheme members, covering 1987, 2006, and 2015 schemes with McCloud Remedy expertise.
Fire Service Pension
Expert checks for Fire and Rescue Service pensions, including special duties, retained firefighter service, and scheme transfers.
Teachers' Pension
Comprehensive analysis for Teachers' Pension Scheme members, covering service breaks, additional voluntary contributions, and career average benefits.
Civil Service Pension
Detailed checks for Civil Service pension schemes, including Alpha, Nuvos, Premium, and Classic schemes with transfer analysis.
Local Government Pension
Expert analysis for LGPS members across England, Wales, Scotland and Northern Ireland, covering CARE benefits and final salary protections.
Armed Forces Pension
Specialist review for Armed Forces Pension Scheme members, including AFPS 75, AFPS 05, AFPS 15, and Early Departure Payments.
NHS Pension
NHS Pension Scheme analysis including practitioner and officer schemes, with locum and agency work calculations.
Why Check Your Public Sector Pension?
Public sector pensions are complex, with multiple schemes, transfers, and recent changes like the McCloud Remedy creating opportunities for errors
Complex Calculations
Multiple scheme rules, career breaks, part-time work, and scheme changes create calculation complexity that increases error risk.
McCloud Remedy
The McCloud age discrimination remedy affects most public sector workers, requiring complex calculations that administrators often get wrong.
High Value
Public sector pensions are valuable benefits. Errors can cost thousands in lifetime benefits - money you deserve and have earned.
McCloud Remedy Impact Across All Schemes
The McCloud age discrimination remedy affects members across all public sector pension schemes who were within 10 years of normal pension age on 1 April 2012 and have service between 2015-2022.
Complex Calculations
Each scheme has unique McCloud calculation methods
Data Requirements
Requires accurate salary and service data from 2015-2022
Administrative Burden
Overwhelming workload for pension administrators
McCloud Error Rates by Scheme
Based on our analysis of over 12,000 pension checks across all public sector schemes since 2022.
Not Sure Which Scheme You're In?
Start with our eligibility checker to identify your pension scheme and potential error risks