Check the pension before retirement locks in the figures
Pre-retirement members often have the best chance to correct service, pay, part-time and McCloud assumptions before benefits are put into payment.
The report
Findings you can actually use
The audit report separates evidence, findings and correction steps, so you can see exactly why a challenge is or is not justified.
Evidence
The documents we work from, listed in the report:
- Annual benefit statement
- Service history or service extract
- Retirement estimate, if you have one
- Payslips and P60s
- Part-time and career break records
- McCloud remedy or transition documents
Findings
What looks right, what may need challenge, and which document supports each point. Written in plain English, without scheme jargon.
Next steps
A structured challenge pack for the scheme administrator where the evidence supports it, or a clear closure report where it does not.
Illustrative structure. Outcomes vary by case.